Wahyu Aliansa (2020) Pola Restrukturisasi Kredit Bank Pada Saat Bencana Non Alam. Skripsi thesis, UNIVERSITAS AIRLANGGA.
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Text (BAB II)
5. BAB II PENILAIAN RESTRUKTURISASI KREDIT PADA BANK.pdf Restricted to Registered users only until 28 February 2024. Download (221kB) | Request a copy |
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Text (BAB III)
6. BAB III BENTUK KEBIJAKAN RESTRUKTURISASI KREDIT PADA SAATKEADAAN BENCANA NON ALAM.pdf Restricted to Registered users only until 25 February 2024. Download (202kB) | Request a copy |
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Abstract
The existence of banks in today's life for the community plays an important role. One of which is a bank in the credit system, providing credit is one of the business activities in banking in order to manage funds controlled by it to be productive and to provide profit, the bank credit system also often experiences problems so banks must be wise by identifying the problem first. Bank credit agreement is an agreement, so the legal basis is 1313 BW. The debtor's obligation is to pay principal and interest to the bank. If the debtor is unable to fulfill his obligations, the bank will provide a credit restructuring based on the Financial Services Authority Regulation (POJK) No 40.03 / 2019 concerning General Asset Quality Assessment. In the event of a natural disaster, debtors can apply for credit restructuring based on POJK 45/2017. Considering that at this time non-natural disasters still occur, the government issued POJK No. 11. 03/2020 and this is updated with POJK No. 45.03/2020 concerning national economic stimulus as a countrercyclical policy as a result of the spread of covid-19 but in this POJK it is only valid until 31 December 2022. Laws or government regulations should be made regarding credit restructuring due to non-natural disasters because the consequences of non-natural disasters are very large compared to natural disasters. This study uses a statute approach and a conceptual approach.
Item Type: | Thesis (Skripsi) | ||||||
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Additional Information: | KKB KK-2 FH. 29-21 Ali p | ||||||
Uncontrolled Keywords: | Restructuring, Non-Natural Disasters, POJK | ||||||
Subjects: | K Law > K Law (General) > K1-7720 Law in general. Comparative and uniform law. Jurisprudence > K(520)-5582 Comparative law. International uniform law > K1000-1395 Commercial law > K1024-1132 Commercial contracts > K1066-1089 Banking | ||||||
Divisions: | 03. Fakultas Hukum | ||||||
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Depositing User: | Tatik Poedjijarti | ||||||
Date Deposited: | 25 Feb 2021 01:55 | ||||||
Last Modified: | 25 Feb 2021 01:55 | ||||||
URI: | http://repository.unair.ac.id/id/eprint/104374 | ||||||
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