RAHN DITINJAU DARI PERSPEKTIF RAHIN DAN MURTAHIN DI PEGADAIAN SYARIAH

MUTHMAINAH, 090970717D (2014) RAHN DITINJAU DARI PERSPEKTIF RAHIN DAN MURTAHIN DI PEGADAIAN SYARIAH. Disertasi thesis, UNIVERSITAS AIRLANGGA.

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Abstract

The objectives of this research are to understand how rahin and murtahin interpret the practice of rahn business so as to find a development model of rahn business based on the need of rahin according to the prevailing Islamic laws, which can be implemented at the Islamic law-base pawnshop. This research used the qualitative research method with the phenomenological approach. This research deeply tried to explore what interpretation or what background encourages the action taken by rahin and murtahin. The action taken was a rational one with “in order to” and “because” motives. Therefore, to achieve the objectives of this research, it used three phases of research activities, namely: preparation, field research, and analysis and arrangement of report. In the preparation phase, a written permit to conduct this research was applied to the Limited Liability Company of PT. Pegadaian. In the field research phase, the data of the research were gathered through in-depth interview with rahin and murtahin, documentation, and observation at the Sharia pawnshop of Surakarta Branch Office. The data of the research were validated by using triangulation. They were then analyzed by using the interactive model of analysis as claimed by Miles and Huberman. The data gained through in-depth interview, documentation, and observation were processed based on the content analysis approach, and were interpreted by using the matching concept approach. The results of the research are as follows. The aforementioned pawnshop can make rahn as a separate product or a complimentary product. Indeed, the Sharia pawnshop shall make rahn as a separate product by using the fund sources obtained from clearing account and saving account based on wadi’ah, ijarah financing, safe deposit box, property or money donated for religious or community use, tithe, infaq, and alms, corporate social responsibility, and government to assure that the company exists. However, in an emergency condition and situation especially when the pawnshop does not have adequate fund resources to maintain its existence, it is allowed to use rahn as a complementary product by using murabahah, mudharabah, and al-qardh al-hasan. In murabahah, the Sharia pawnshop can use the murabahah bil wakalah and bai’ al-muqayyadah or bai’ al-murabahah. In addition, in the development of rahn business, murtahin also need to look for solutions for all of its non-conformities to the other terms and conditions of the prevailing Islamic laws.

Item Type: Thesis (Disertasi)
Additional Information: KKB KK-2 DIS EI 14/14 Mut r
Uncontrolled Keywords: Rahn, Rahin, Murtahin and Syaria Pawnshop
Subjects: B Philosophy. Psychology. Religion > BP Islam. Bahaism. Theosophy, etc > BP174-190 The practice of Islam
S Agriculture > SH Aquaculture. Fisheries. Angling > SH1-691 Aquaculture. Fisheries. Angling > SH201-399 Fisheries > SH334 Economic aspects. Finance
Divisions: 09. Sekolah Pasca Sarjana > Ilmu Ekonomi Islam
Creators:
CreatorsEmail
MUTHMAINAH, 090970717DUNSPECIFIED
Contributors:
ContributionNameEmail
ContributorSri Kusreni, Dr.Hj.,SE.,MSiUNSPECIFIED
Depositing User: Tn Yusuf Jailani
Date Deposited: 06 Oct 2016 01:13
Last Modified: 04 Jul 2017 00:43
URI: http://repository.unair.ac.id/id/eprint/32435
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