KEDUDUKAN BANK DALAM TRANSAKSI PRODUK NON BANK

ANDIKA PERSADA PUTERA, 031170106 (2015) KEDUDUKAN BANK DALAM TRANSAKSI PRODUK NON BANK. Disertasi thesis, UNIVERSITAS AIRLANGGA.

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Abstract

The bank definitions listed in Law Number 7 of 1992 as amended by Act Number 10 of 1998 on Banking Act that the bank as a business entity which collects funds from the public in the form of savings and distribute to the public in the form of loans and/or other forms in order to improve the living standard of the people. Its main function as an intermediary institution, which is described in some specific function as an agent of trust, agent of development and agent of services. The implementation of the bank’s business activities include funding, financing/lending and services, which is supported by the five principles of banking law, namely Fiduciary Principle, Prudential Principle, Secrecy Principle, Know Your Customer Principle and Transparency Principle. In practice, banks collaborate in cooperation with the securities companies as an Investment Manager and insurance companies in the sale of Mutual Fund products and Bancassurance as an investment product, its nature as a non-banking products in order to develop the bank’s services to the public as a selling agent. In principle the bank agency, the position of the bank as a selling agent is acting as an principal representative or authorized, thereby acting for and on behalf of the principal. Principals are responsible for the execution of transactions by the bank if according the legislation, regulations and contract, if not, the bank responsible for its own. There is no concept of bank supervision by the principal, supervision conducted by Authority of Financial Services as an authorized institution through on-site and offsite supervision.

Item Type: Thesis (Disertasi)
Additional Information: KKB KK-2 DIS.H.08/15 Put k
Uncontrolled Keywords: BANK, TRANSAKSI PRODUK NON BANK
Subjects: H Social Sciences > HG Finance > HG1-9999 Finance > HG1501-3550 Banking
K Law > K Law (General) > K1-7720 Law in general. Comparative and uniform law. Jurisprudence > K(520)-5582 Comparative law. International uniform law > K1000-1395 Commercial law > K1024-1132 Commercial contracts
Divisions: 09. Sekolah Pasca Sarjana > Ilmu Hukum
Creators:
CreatorsEmail
ANDIKA PERSADA PUTERA, 031170106UNSPECIFIED
Contributors:
ContributionNameEmail
ContributorAGUS YUDHA HERNOKO, Prof., Dr., S.H., M.HUNSPECIFIED
ContributorTrisadini Prasastinah, Dr., S.H., M.HUNSPECIFIED
Depositing User: Nn Dhani Karolyn Putri
Date Deposited: 20 Oct 2016 01:55
Last Modified: 20 Oct 2016 01:55
URI: http://repository.unair.ac.id/id/eprint/32697
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