Determinants of Islamic Bank Deposit in Indonesia

Laila Masruro Pimada and Imron Mawardi, Dr., SP., M.Si and Sri Herianingrum, Dr., SE., M.Si. (2017) Determinants of Islamic Bank Deposit in Indonesia. Academic Research International, 8 (2). pp. 152-160. ISSN ISSN: 2223-9944, e-ISSN: 2223-9553

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Abstract

The purpose of this paper is to examine the influence of Financing to Deposit Ratio (FDR), Profit Sharing Ratio (PSR), and Gross Domestic Product (GDP) toward mudharabah deposit in Indonesia’s Islamic banking institution. Quantitative approach with purposive sampling was used. The result shows that all of independent variables (FDR, PSR and GDP) are 5% significance level to mudharabah deposit, in other words all independent variables influence mudharabah deposit and this research accepts all alternative hypotheses. The finding contributes to the growth of Islamic banking industry and provides evidence of factors that can increase the number of mudharabah deposit. So, both the Islamic banks and the bank customer can perceive high profit and increase their assets (wealth).

Item Type: Article
Uncontrolled Keywords: Islamic Bank, Mudharabah Deposit, Indonesia.
Subjects: B Philosophy. Psychology. Religion > BP Islam. Bahaism. Theosophy, etc > BP174-190 The practice of Islam
H Social Sciences > HG Finance > HG1-9999 Finance > HG1501-3550 Banking > HG1660 Bank accounts. Bank deposits. Deposit banking
Divisions: 04. Fakultas Ekonomi dan Bisnis > Ekonomi Syariah
Creators:
CreatorsNIM
Laila Masruro PimadaUNSPECIFIED
Imron Mawardi, Dr., SP., M.SiUNSPECIFIED
Sri Herianingrum, Dr., SE., M.Si.sriheria@yahoo.co.id
Depositing User: Tn Sugeng Riyanto
Date Deposited: 02 Nov 2017 22:34
Last Modified: 02 Nov 2017 22:34
URI: http://repository.unair.ac.id/id/eprint/64886
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