Rahma, Risna Yunia, - (2021) Pengaruh Penggunaan M-Payment, Literasi Keuangan Syariah, Locus Of Control Terhadap Perilaku Keuangan Mahasiswa Muslim Surabaya Selama Pandemi Covid-19. Skripsi thesis, UNIVERSITAS AIRLANGGA.

	Text (HALAMAN JUDUL) 1. HALAMAN JUDUL.pdf Download (269kB)
	Text (ABSTRAK) 2. ABSTRAK.pdf Download (462kB)
	Text (DAFTAR ISI) 3. DAFTAR ISI.pdf Download (253kB)
	Text (BAB 1) 4. BAB 1 PENDAHULUAN.pdf Download (343kB)
	Text (BAB 2) 5. BAB 2 TINJAUAN PUSTAKA.pdf Restricted to Registered users only until 4 November 2024. Download (406kB) | Request a copy
	Text (BAB 3) 6. BAB 3 METODE PENELITIAN.pdf Restricted to Registered users only until 4 November 2024. Download (262kB) | Request a copy
	Text (BAB 4) 7. BAB 4 HASIL DAN PEMBAHASAN.pdf Restricted to Registered users only until 4 November 2024. Download (868kB) | Request a copy
	Text (BAB 5) 8. BAB 5 KESIMPULAN DAN SARAN.pdf Restricted to Registered users only until 4 November 2024. Download (108kB) | Request a copy
	Text (DAFTAR PUSTAKA) 9. DAFTAR PUSTAKA.pdf Download (153kB)
	Text (LAMPIRAN) 10. LAMPIRAN.pdf Restricted to Registered users only until 4 November 2024. Download (1MB) | Request a copy
	Text (PERNYATAAN KESEDIAAN PUBLIKASI) 11. PERNYATAAN KESEDIAA PUBLIKASI.pdf Restricted to Registered users only Download (74kB) | Request a copy

Abstract

This study aims to obtain empirical evidence of the effect of using m-payment, Islamic financial literacy, locus of control on financial behavior. This research is a quantitative research. The data collection technique used online questionnaire to 119 Surabaya Muslim students who used m-payment. The sampling method was carried out by purposive sampling. The analysis technique used is Structural Equation Modeling-Partial Least Square (SEM-PLS). The results of this study indicate that the use of m-payment has a positive and significant effect on financial behavior, Islamic financial literacy has a positive and significant effect on financial behavior, and economic locus of control has a positive and significant effect on financial behavior. This study has implications that Islamic financial literacy is a very influential factor in supporting one’s financial behavior, where good Islamic financial literacy accompanied by the ability to make financial decisions can create a healthy financial industry. Although the level of Islamic financial literacy of Surabaya Muslim students is at a good level (well literate), it is hoped that financial industry players will continue to educate the public, especially students and realize that financial behavior is very important.

Actions (login required)

View Item