ALI MUSHOFA, 091070715D (2014) PENGARUH KEPEMIMPINAN ISLAMI TERHADAP PARTISIPASI ANGGOTA DAN KINERJA USAHA SERTA KESEJAHTERAAN ANGGOTA KOPERASI JASA KEUANGAN SYARI’AH DI PROVINSI KALIMANTAN TIMUR. Disertasi thesis, UNIVERSITAS AIRLANGGA.

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Abstract

The Islamic leadership in KJKS (Syariah Financial Service Cooperative) has positive and significant influence to participation of the members and to the business performance. Participation of the members positively and significantly influences the performance and prosperity of the members. Business performance has positive and significant influence to prosperity of the members. The most dominant indicator of the Islamic Leadership in KJKS is ‘istiqamah’ and the most dominant indicator on member participation is RAT, whereas on business performance is ATO, while on the aspect of member prosperity is the asset protection (hifdzhul-maal). Output of this quantitative study is identical with outputs of study by Darsono (2000), Yoesep (2000), Shahab (2010) and Sulistya (2012) that the Islamic leadership significantly influences the performance; and the study output of Abdurahman (2012)that the Islamic leadership does not directly influence the prosperity; and Surati (2013)that the business performance influences the prosperity. In this case it is still in the stage of ‘jasadiyah’ needs in line with the output of study by Budiono (2007). Income of the cooperative members obtained from self entrepreneurship after getting the financing from KJKS is much bigger compared to the earning of community based on the UMP (Provincial Minimum Wage), but both of them are still classified as belonging to ‘mustahiq’ category. Ropke in Rully (1997) declares that if professionalism and proportionality are good, they will influence the cooperative, so that it can develop well too. This is in line with the final conclusion of the theory of Ibnu Khaldhun in Zajuli (2006d) suggesting not to expect to get any growth/development as well as prosperity / happiness if the leadership fails to enforce justice in all lines. The integrated conclusion as the result of quantitative analysis, syar’i qualitative and intuitive / kasyf analysis declare that the Islamic leadership in KJKS has been implemented very well by the KJKS management, so that it is able to motivate participation of its members to produce the business performance and able to reach prosperity for its members, particularly in meeting their hifzul-maal needs.

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