Yasinta Dwi Andryani and Erna Setijaningrum (2018) Financial Inclusion Optimization Through Financial Services to Reduce Poverty in lndonesia. In: Malaysia - Indonesia Seminar on Public Administration 2018 "Enhancing Public and Corporate Adminstration For Sustainable Development Goals (SDGs)". Faculty of Social and Political Science, Universitas Airlangga, Surabaya. ISBN eISBN : 978-967-0171-85-2

	Text (PEER REVIEW) 19_HASIL PEER DAN VALIDASI KADEP KARIL BU ERNA.pdf Download (2MB)
	Text (SIMILARITY) 19T_FINANCIAL INCLUSION OPTIMIZATION THROUGH FINANCIAL SERVICES.docx.pdf Download (1MB)
	Text (ARTIKEL) 19A_FINANCIAL INCLUSION_OK.pdf Download (873kB)

Abstract

Financial inclusion became a worldwide trend after the global crisis in 2008. Related to the SDGs, financial inclusion through widening the financial access is one way that can be implemented to achieve SDGs’s first goal, end poverty in all it forms everywhere. This article using secondary data through literature review methods, and the objective of this article is to describe how the financial inclusion optimization through financial services to reduce poverty in Indonesia. The results are there are two approaches to increase the financial inclusiveness. the First approach is formulating a national strategy and the second approach is make separated financial inclusion programs. Indonesia government implement both of the approaches. They have a national strategy document (Strategi Nasional Keuangan Inklusif). Two of the most significant programs are digital financial services and branchless banking system named Layanan Keuangan Tanpa Kantor Dalam Rangka Keuangan Inklusif. The study finds that optimization of financial inclusion through financial services to reduce poverty in Indonesia has not accompanied yet by the optimization of financial literacy. This study suggests that the optimization of financial literacy and strengthening cooperation among the stakeholders are important.

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