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Hendri Haryanto, 040317989 (2007) PENGARUH NON PERFORMING LOAN DAN LOAN TO DEPOSIT RATIO TERHADAP PROFITABILITAS BANK PADA BANK UMUM SWASTA NASIONAL DEVISA DAN BANK UMUM SWASTA NASIONAL NON DEVISA DI INDONESIA PERIODE 2001-2005. Skripsi thesis, UNIVERSITAS AIRLANGGA.