Imron Mawardi, - and Tika Widiastuti, - and Ari Prasetyo, - (2017) Business Model of Islamic Microfinance Institution: Indonesia Case. Accounting and Finace Review, 2 (1). pp. 22-30. ISSN 2636-915X, e-ISSN: 0128-2611

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Abstract

Objective - Islamic Microfinance Institutions (IMFIs) grown very rapidly in the last 10 years in Indonesia. On 2015, the number of IMFIs' reached more than 5,000. As a business and social entity, IMFIs has various business models, the way in providing services and manages the business to achieve its goals. This study aims to determine the business models of IMFIs. Methodology/Technique - This study uses qualitative approach by case study technique of Robert K. Yin. Subjects of this study are IMFIs in Indonesia that selected purposively with managers as a key informant. Findings - The result is the business model of IMFI is determined by eight elements, namely: organizational orientation, business and social functions, the source of capital and allocation, investors and customers, financing usage, types of contract, allocation technique, and membership. Novelty - The elements that determine IMFI, will form a business model of IMFI which determine how IMFI runs its business activities to achieve organization objective.

Item Type:	Article
Uncontrolled Keywords:	Islamic Microfinance Institution; Business Model; Social Function.
Subjects:	H Social Sciences H Social Sciences > HG Finance H Social Sciences > HG Finance > HG4001-4285 Finance management. Business finance.Corporation finance
Divisions:	04. Fakultas Ekonomi dan Bisnis > Ekonomi Syariah
Creators:	Creators NIM Imron Mawardi, - NIDN0701027104 Tika Widiastuti, - NIDN0730128301 Ari Prasetyo, - NIDN0016017105
Depositing User:	Tn Sugeng Riyanto
Date Deposited:	05 Dec 2020 07:15
Last Modified:	06 Jan 2022 05:27
URI:	http://repository.unair.ac.id/id/eprint/101287
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