Wasiaturrahma, Dr. and Raditya Sukmana, - and Shochrul Rohmatul Ajija, - and SRI CAHYANING UMI SALAMA, 041014017 and AHMAD HUDAIFAH, 040418967 (2020) Financial performance of rural banks in Indonesia: A two-stage DEA approach. Heliyon, 6 (7). pp. 1-9. ISSN 2405-8440

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Abstract

This study aims to analyze the efficiency performance of conventional and Islamic rural banks in Indonesia, specifically, Bank Perkreditan Rakyat (BPR) and Bank Pembiayaan Rakyat Syariah (BPRS). Using a DEA approach, the results indicate that both BPR and BPRS are still inefficient in terms of the intermediation role but are efficient in production. Furthermore, the Tobit estimation show that these two efficiency results are positively affected by location and the capital adequacy ratio (CAR). These rural banks operating in cities tend to have a higher level of efficiency than otherwise. Moreover, the higher the capital, the more efficient both Islamic and conventional rural banks in terms of production and intermediation.

Item Type:	Article
Uncontrolled Keywords:	Efficiency, Conventional and Islamic rural bank, Data envelopment analysis, Tobit, Banking, Corporate finance, Econometrics, Financial economics, Microeconomics
Subjects:	H Social Sciences H Social Sciences > HG Finance H Social Sciences > HG Finance > HG1-9999 Finance > HG1501-3550 Banking
Divisions:	04. Fakultas Ekonomi dan Bisnis > Doktoral Ilmu Ekonomi
Creators:	Creators NIM Wasiaturrahma, Dr. UNSPECIFIED Raditya Sukmana, - NIDN0013047605 Shochrul Rohmatul Ajija, - UNSPECIFIED SRI CAHYANING UMI SALAMA, 041014017 UNSPECIFIED AHMAD HUDAIFAH, 040418967 UNSPECIFIED
Depositing User:	Tn Sugeng Riyanto
Date Deposited:	08 Aug 2022 00:33
Last Modified:	18 Oct 2022 02:31
URI:	http://repository.unair.ac.id/id/eprint/117072
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