Herawati Purwasih, - and Wisnu Wibowo, - (2021) The Determinants Factors Of Profitability Islamic Bank In Indonesia. Jurnal Muara Ilmu Ekonomi dan Bisnis, 5 (1). pp. 89-98. ISSN pISSN : 2579-6224 eISSN : 2579-6232

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Abstract

The purpose of this research is to find out the determinant factors that the growth of Islamic bank profitability in Indonesia. This research uses a quantitative approach with the Autoregressive Distributed Lag (ARDL) method. The data used is monthly data of macroeconomic variables and banking variables for the period January 2006 – December 2019. Macroeconomic variables used are the Industrial Production Index, Inflation, Rupiah Exchange Rate with the dollar, interest rate. While the banking variables used are Capital Adequacy Ratio, Non-Performing Financing, Financing to Deposit Ratio, Operational Cost and Operational Income, as well as variable return on assets. The result of this study is that in the short term only variable Exchange Rates, Operational Costs, and Operational Income and Non-Performing Financing affect Return on Assets. Variable Industrial Production Index, Inflation, interest rates, Capital Adequacy Ratio, and Financing to Deposite Ratio have no effect on return on assets in the short term. Then in the long run the result is the same is that only variable Exchange Rates, Operational Costs, and Operational Income and Non-Performing Financing affect the return on assets. Variable Industrial Production Index, Inflation, interest rates, Capital Adequacy Ratio, and Financing to Deposite Ratio also have no effect on return on assets in the long term. Exchange rate variables are the most influential variables in the short and long term on the profitability of Islamic banks. Thus, this research is expected to assist Sharia banking in analyzing factors that affect the profitability of Sharia banking in Indonesia.

Item Type:	Article
Uncontrolled Keywords:	Variabel bank syariah, variabel makroekonomi, profitabilitas
Subjects:	H Social Sciences H Social Sciences > HG Finance H Social Sciences > HG Finance > HG1-9999 Finance > HG1501-3550 Banking
Divisions:	04. Fakultas Ekonomi dan Bisnis > Magister Ilmu Ekonomi
Creators:	Creators NIM Herawati Purwasih, - UNSPECIFIED Wisnu Wibowo, - UNSPECIFIED
Depositing User:	Tn Sugeng Riyanto
Date Deposited:	13 Apr 2023 03:17
Last Modified:	13 Apr 2023 03:17
URI:	http://repository.unair.ac.id/id/eprint/123219
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